Explore practical solutions for loans, insurance, investments, payments, debt support, and long-term financial planning — all designed to help you make informed decisions with greater confidence.
We believe financial decisions should feel clear, practical, and personal. Our team brings lending, insurance, investing, payments, and financial planning together so you can explore your options without having to navigate disconnected providers.
From everyday financial needs to long-term goals, we focus on understanding where you are today and where you want to go next. We explain your choices in straightforward language, highlight the important details, and help you move forward with greater confidence.
Straightforward information that helps you understand each financial choice.
Strategies shaped around your priorities, timeline, and changing circumstances.
Connect borrowing, protection, investing, and planning within one broader strategy.
Explore a complete range of financial services designed to help you borrow wisely, protect what matters, grow your resources, manage everyday payments, and prepare for what comes next.
Liability, collision, and comprehensive coverage sized to how you actually drive, with accident forgiveness options and glass coverage that doesn't touch your deductible.
Individual and family plans across bronze to platinum tiers, with transparent copay tables, HSA-eligible options, and a network lookup before you ever pick a plan.
Dwelling, personal property, and liability protection with replacement-cost rebuilding, water-backup add-ons, and fast-track claims for storm and fire damage.
Coverage that keeps your family in the home if income stops, with premiums that fall as your loan balance falls and no separate medical exam required for most applicants.
Term and whole life policies with living benefits riders, level premiums locked for the full term, and conversion privileges if your needs change later.
General liability, property, and workers' comp bundled for small and mid-size businesses, with a single certificate of insurance issued for client and landlord requests.
Small, guaranteed-issue whole life policies designed to cover final expenses, with no medical exam and a two-year graded benefit clearly disclosed upfront.
Accident and illness plans with optional wellness add-ons, direct vet payment at partner clinics, and no upper age cutoff for enrollment.
Trip cancellation, medical evacuation, and baggage protection for single trips or an annual multi-trip plan, with 24-hour emergency assistance abroad.
Curated, low-fee mutual fund lineups spanning index, sector, and target-date strategies, with automatic rebalancing and a fund fact sheet in plain English for every option.
Allocated physical gold storage and gold-backed fund options for portfolio diversification, with transparent spot-price pricing and insured vault custody.
Self-directed brokerage accounts with commission-free trades on listed equities, fractional shares, and research notes written for readers, not analysts.
Rewards and low-APR cards with real-time fraud alerts and no foreign transaction fees on travel cards.
Tap-to-pay wallet linked to every account, with spend controls and instant lock if your phone goes missing.
Send and split money instantly by username, with no fee for standard transfers between linked accounts.
Checkout integration for small businesses with same-day settlement and transparent per-transaction pricing.
Fee-free debit tied directly to checking, with instant spend notifications and a virtual card for online use.
Schedule and auto-pay recurring bills from one dashboard, with reminders sent before every due date.
Repair or replacement for major kitchen and laundry appliances, regardless of brand or age.
Wiring, panels, and switches covered against normal wear, with licensed electricians dispatched within 48 hours.
Leaks, clogs, and fixture failures covered from the main shutoff to every faucet in the house.
Bumper-to-bumper style protection for most makes and models, usable at any licensed repair shop nationwide.
Engine, transmission, and drivetrain protection after the manufacturer's warranty runs out.
Predictable copays on covered repairs, with a rental-car allowance while your vehicle is in the shop.
Rates, terms, and costs are explained clearly so you can make decisions without unexpected surprises.
Speak with knowledgeable professionals who take the time to understand your priorities before recommending a path.
Your financial strategy can be shaped around your goals, circumstances, timeline, and changing priorities.
From your first question to future financial milestones, ongoing support keeps your plan moving forward.
Fill out the form and an advisor matched to your need — loans, insurance, investing, or otherwise — will reach out within one business day.
1. Scope of This Privacy Policy.
This Privacy Policy explains how Asset Value Planning collects, uses, protects, retains, and discloses information when you visit our website, submit an inquiry, request a financial service, or otherwise communicate with us through available channels. It applies to information collected through our website and related service interactions. By using the website, you acknowledge that you have reviewed this policy and understand the practices described below.
2. Information You Provide.
We may collect information that you voluntarily provide when completing an inquiry, requesting a consultation, subscribing to communications, or beginning an application. Depending on the service requested, this may include your name, email address, telephone number, mailing address, date of birth, employment information, income details, financial objectives, property information, insurance interests, or other information necessary to evaluate your request. We only request information that is reasonably relevant to the service or communication involved.
3. Information Collected Automatically.
When you browse our website, certain technical information may be collected automatically. This may include your browser type, operating system, device category, IP address, approximate geographic region, referring page, pages visited, time spent on portions of the website, and basic interaction information. This information helps us understand website performance, identify technical problems, maintain security, and improve navigation. Technical information is generally evaluated in aggregate rather than used to identify individual visitors.
4. How We Use Personal Information.
Information may be used to respond to inquiries, evaluate requested services, coordinate consultations, communicate about applications, provide requested documentation, maintain records, improve website functionality, prevent fraud, investigate suspicious activity, and satisfy applicable legal or regulatory obligations. Where permitted, information may also be used to send service-related communications or updates that are relevant to an existing request or relationship. We do not use personal information for purposes unrelated to the reason it was collected unless permitted or required by applicable law.
5. Financial and Application Information.
Some financial services require additional information to evaluate eligibility or process an application. Information such as income, employment, credit-related details, assets, liabilities, property information, insurance requirements, or investment objectives may be requested depending on the service selected. Providing such information does not guarantee approval or acceptance. Where another institution is responsible for underwriting or issuing a product, that institution may independently review the information and apply its own privacy practices and requirements.
6. Sharing With Service Providers.
We may disclose limited information to organizations that help us operate our business or provide services you request. These may include lenders, insurers, financial institutions, technology providers, hosting companies, document-management providers, professional advisers, fraud-prevention services, or other authorized service partners. Information shared is limited to what is reasonably necessary for the relevant purpose. We do not authorize service providers to use your information for unrelated purposes beyond their permitted role.
7. Legal and Regulatory Disclosures.
We may disclose information when required to comply with applicable laws, regulations, subpoenas, court orders, regulatory requests, or other valid legal processes. Information may also be disclosed when reasonably necessary to investigate suspected fraud, security incidents, unlawful activity, or violations of our policies, or to protect our rights, property, systems, customers, employees, or service providers. Such disclosures are made only when we reasonably believe they are permitted or required.
8. Data Security.
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, alteration, disclosure, or destruction. Security measures may include encrypted communications, controlled system access, authentication procedures, monitoring, restricted employee permissions, and periodic review of security practices. No internet transmission or electronic storage system can be guaranteed to be completely secure, so while we take appropriate precautions, absolute security cannot be promised.
9. Cookies and Website Technologies.
Our website may use cookies and similar technologies to maintain essential functionality, remember certain preferences, understand aggregate website usage, and support security. Some cookies may be necessary for the website to operate correctly, while optional analytics technologies may help us identify areas where the user experience can be improved. You may control certain non-essential cookies through your browser settings, although disabling some technologies may affect selected website features.
10. Data Retention.
We retain personal information only for as long as reasonably necessary for the purpose for which it was collected, to maintain an ongoing service relationship, resolve disputes, prevent fraud, maintain business records, or satisfy applicable financial, legal, tax, regulatory, or reporting requirements. Retention periods may therefore vary depending on the type of information and the service involved. When information is no longer required, we may securely delete, destroy, or anonymize it in accordance with our internal procedures.
11. Your Privacy Choices and Rights.
Depending on applicable law, you may have the right to request access to personal information we maintain about you, ask that inaccurate information be corrected, request deletion where legally permitted, or inquire about how your information is being processed. You may also choose to stop receiving optional marketing communications by using the unsubscribe instructions included in those communications. Certain records may need to be retained when required by law, regulation, contractual obligations, or legitimate record-keeping requirements.
12. Policy Updates and Privacy Contact.
Our privacy practices may change as our services, technology, regulatory obligations, or business operations develop. When appropriate, we will publish an updated version of this Privacy Policy and revise the effective or update date displayed with it. We encourage you to review this page periodically so you remain aware of how information is handled. If you have questions, concerns, or a privacy-related request, you may contact Asset Value Planning through the contact information or communication form provided on our website.
1. Agreement to These Terms.
By accessing this website, submitting an inquiry, requesting information, or using any service made available through the platform, you acknowledge that you have read and understood these Terms & Conditions. These terms establish the general rules governing your use of the website and communications with us. If you do not agree with any provision, you should discontinue use of the website. Certain financial products or services may also be governed by separate agreements, disclosures, applications, or provider-specific terms.
2. Eligibility and Applicant Information.
You must have the legal capacity to use the services and enter into applicable agreements. Certain products may require additional eligibility criteria based on age, residency, income, credit history, employment, assets, property information, insurance requirements, or other factors. You agree to provide information that is accurate, complete, and current. We may request additional documentation when necessary to verify information or process a service request. Providing incomplete or inaccurate information may delay processing or affect the availability of a product.
3. Financial Services and Provider Decisions.
Our website may provide access to information and assistance relating to financial services such as lending, insurance, investments, wealth planning, debt solutions, payment-related services, or other financial offerings. Availability of any service is not guaranteed. Where another financial institution, insurer, investment provider, administrator, or other third party is responsible for issuing or approving a product, that provider makes the final determination. Their underwriting standards, eligibility requirements, contractual documents, and regulatory obligations may apply independently of these general terms.
4. Rates, Pricing, and Service Information.
Any rates, premiums, fees, repayment examples, estimated returns, coverage amounts, payment schedules, or other figures appearing on the website are provided for general reference unless expressly identified as final contractual terms. Actual pricing may depend on individual circumstances, market conditions, provider requirements, underwriting results, and information verified during an application. You should review the official disclosure, quote, policy, agreement, or other applicable documentation before accepting any financial product or service.
5. Investment and Market Risk.
Investment-related information involves inherent financial risk. The value of investments may increase or decrease, and investors may receive less than the amount originally contributed. Examples, projections, historical information, market commentary, or performance illustrations are not guarantees of future results. No statement on the website should be interpreted as a promise that a particular investment strategy will achieve a specific return. You are responsible for evaluating your financial circumstances and seeking qualified professional advice where appropriate before making investment decisions.
6. Applications and Electronic Communications.
Submitting an online form or inquiry does not automatically create a client relationship, guarantee approval, or constitute acceptance of a financial product. By providing contact information, you authorize us to communicate with you regarding your inquiry or requested services. Electronic communications may include confirmations, service information, documentation requests, or other notices relevant to your interaction with the platform. You are responsible for ensuring that the contact information you provide remains accurate and accessible.
7. Acceptable Website Use.
You agree to use the website only for lawful purposes and in a manner that does not interfere with its operation or security. You must not attempt unauthorized access, introduce malicious software, interfere with website infrastructure, scrape or systematically reproduce protected content, impersonate another person, submit fraudulent information, or use the platform to facilitate unlawful activity. We may restrict or suspend access when reasonably necessary to protect the website, users, service providers, or our legitimate business interests.
8. Third-Party Services and Links.
The website may contain references, links, integrations, or connections to services operated by independent third parties. These organizations may include lenders, insurance companies, investment providers, technology vendors, payment-related providers, or other service partners. Third-party services may have separate terms, privacy policies, eligibility requirements, and contractual conditions. We do not control every aspect of an independent provider's operations and are not responsible for information or services maintained exclusively by that third party.
9. Intellectual Property and Website Materials.
Unless otherwise indicated, website text, graphics, logos, page layouts, designs, icons, software elements, and other original materials are owned by us or used with appropriate authorization. You may access these materials for ordinary personal use of the website, but you may not reproduce, republish, distribute, modify, sell, scrape, or create derivative works from protected materials without prior written permission. Nothing in these terms transfers ownership or intellectual property rights to you.
10. Privacy and Information Handling.
Your use of the website is also subject to our Privacy Policy, which explains how information submitted through forms and generated through website use may be collected, processed, retained, and disclosed. You should review that policy before submitting personal information. Where a financial product requires information to be transferred to an applicable provider, the information may also become subject to that provider's privacy practices and contractual documentation.
11. Disclaimers and Limitation of Liability.
The website and its general content are provided on an availability basis, and we do not guarantee that every page, feature, calculation, description, or communication will always be complete, current, uninterrupted, or error-free. To the fullest extent permitted by applicable law, we are not responsible for indirect, incidental, special, consequential, or punitive losses resulting from use of the website or reliance on general information. Nothing in these terms excludes liability that cannot legally be excluded or restricted.
12. Changes, Termination, and Applicable Terms.
We may modify these Terms & Conditions when our services, technology, business practices, or legal obligations change. Revised terms become effective when published unless a different effective date is stated. We may also discontinue or restrict portions of the website when reasonably necessary for maintenance, security, compliance, or operational reasons. Where a separate signed agreement governs a specific service, that agreement will control to the extent of any conflict with these general website terms. Continued use after an updated version becomes effective indicates acceptance of the revised terms.